July 27, 2025
The Biggest Investing Mistakes to Avoid as a Young Person
Learning from others' mistakes is cheaper than making them yourself. Here are the common pitfalls young investors fall into and how you can sidestep them.
When you're young, you have the ultimate investing advantage: time. But with that advantage comes the risk of making early mistakes that can set you back. The good news? Most of these mistakes are easily avoidable if you know what to look for.
This guide will walk you through the most common pitfalls for young investors and explain how Elivo is being designed to act as your co-pilot, helping you navigate around them.
Mistake #1: Waiting for the "Perfect" Time to Start
The Pitfall
You think you need to wait until you have more money, know more about the market, or until the 'time is right.' This is the single most costly mistake. The time you lose waiting is time your money isn't growing.
The Elivo Solution
Elivo will make starting effortless. With micro-investing, you can begin with just spare change. You don't need a lump sum. Our platform is designed for learning as you go, so you don't need to be an expert. We help you start now, not 'someday.'
Mistake #2: Trying to Get Rich Quick
The Pitfall
You hear stories about meme stocks or cryptocurrencies making people millionaires overnight and want to chase the hype. This isn't investing; it's gambling. It's a high-risk game that usually ends in losses.
The Elivo Solution
Our philosophy is built on proven, long-term strategies. We will guide you towards diversified portfolios that are designed for steady growth over time. We focus on building real wealth, not on chasing short-term fads.
Mistake #3: Panicking When the Market Dips
The Pitfall
The market will go down. It's a natural part of the cycle. The biggest mistake is seeing your portfolio value drop and selling everything in a panic, locking in your losses. Your emotions can be your worst enemy.
The Elivo Solution
Automation is the key to overcoming emotion. By automating your investments with Elivo, you'll continue to invest consistently, whether the market is up or down. Our AI Tutor will provide context during downturns, explaining that dips can be buying opportunities for long-term investors.
Mistake #4: Not Diversifying
The Pitfall
You put all your money into a single company you believe in. While it might feel smart, it's incredibly risky. If that one company fails, you could lose everything.
The Elivo Solution
Diversification is built into our DNA. Elivo will automatically invest your money into portfolios that contain hundreds of different stocks and other assets. We handle the diversification for you, so you start with a safer, more balanced foundation from day one.
Ready to Make It Simple?
Elivo is being built to do all the heavy lifting for you. Stop worrying about the 'how' and start building your future. Join the waitlist and be the first to experience investing, simplified.