From Zero to Investor: A Story of an Elivo User

Meet Sarah. Like many people in their early 20s, Sarah had a vague feeling she *should* be doing something with her money. It was sitting in a savings account, earning next to nothing, but the world of investing felt like a different universe—one with a language she didn't speak.

The Problem: Too Many Barriers

Every time Sarah tried to learn, she hit a wall. Financial websites were full of jargon. Investing apps looked like complex spreadsheets. She felt she didn't have enough money to start, and she was terrified of making a mistake and losing it all. So, she did what most people do: nothing.

Enter Elivo: The Turning Point

One day, Sarah heard about Elivo and joined the waitlist. When the app launched, she decided to give it a try. This is what her journey could look like:

• Week 1: Starting Small. Sarah connected her bank account. She was nervous about investing a large sum, but Elivo's round-up feature meant she didn't have to. She just went about her week, buying coffee and groceries. By the end of the week, she had already invested €5.45 in spare change without even noticing.
• Month 1: The First Question. Her portfolio was invested in something called an "ETF." She didn't know what that meant, so she asked the Elivo AI Tutor. In simple terms, it explained that she owned a tiny piece of hundreds of great companies. A lightbulb went off. She wasn't just buying a weird acronym; she was investing in the economy.
• Month 6: The First Dip. The market had a bad week, and for the first time, her portfolio value was down. Her first instinct was to panic. But a notification from Elivo explained that market dips are normal and that her automated investments were now buying shares at a lower price. She understood that she wasn't losing money unless she sold. She stayed the course.
• Year 1: Real Confidence. A year later, Sarah had a portfolio worth over €500, built almost entirely from spare change. But more importantly, she felt confident. She understood what she was invested in, she wasn't scared of market news, and she had a clear view of her long-term goals. She had gone from being afraid of finance to feeling empowered by it.

This Can Be Your Story

Sarah's story is the reason we're building Elivo. We want to turn feelings of anxiety and confusion into confidence and empowerment. We believe everyone deserves the chance to build wealth, and we're creating the simplest, most supportive way to do it.

Your journey from zero to investor is just one step away.